So I've listened to it several more times now, and my earlier assessment still holds (for me).
But I thought I'd give specific ratings.
Warning - I'm a hard, slightly analytical marker

Some songs just fill you up, make you shiver, cry, or just plain blow your mind. I get that from "Pearls Dream" by Bat For Lashes, or "Cosmic Love" by Florence and the Machine. But nothing on LOI quite does that for me (and believe me, I didn't approach it cynically, am always looking/wishing/waiting for those kinds of truly mind blowing songs). But despite the middling scores here, the news is not all bad. Overall I quite enjoyed the album.
Awakenings - 3.5/5
Interesting musically, with some evocative moments, but not much of a melody.
Illusions Of Bliss - 3.5/5
Plaintive and sweet, with some nice breaks and hooks.
Loving You Is Easy - 3/5
A cute and sunny toe-tapper that goes nowhere, but the riffs are immediate and likeable enough for use in a commercial.
Changes - 3/5
A sweet and inoffensive tune, but only leaves a featherweight impression.
Forgiveness - 3.5/5
Emotive and lyrically impressive ballad, with a nice melody and some very trademark Sarah styling.
Rivers Of Love - 3.5/5
A languid, bluesy ballad in which Sarah drawls "how long till you drown?" with only the vague sympathy you'd expect from someone who's been through a lot. It does little for me melody wise, but I can see the merit in her craft.
Love Come - 4/5
Evocative and dark, and peppered with cold electronics. Some gorgeous chord shifts. Dreamy, atmospheric and complex around a thin melody, but it's still vintage Sarah.
Out Of Tune - 3.5/5
Starts with a little percussive pattern + piano that recalls Peter Gabriel circa "I Grieve". The chorus is fairly pedestrian, but the break from chorus back into verse is gold.
Heartbreak - 2.5/5
- Inoffensive middle-of-the-road number that could have come from a lot of people. Almost painfully conventional once it gets into the guitar solo.
Bring On The Wonder - 3.5/5
- Stripped back, layered vocals that recall "Song For A Winter's Night"'s cold atmosphere. A great way to end the album, though I wish it could have continued longer and perhaps gone a bit epic (I'm thinking "Gold Dust" at the end of Tori's Scarlett's Walk album, which was superb). Still, nice ending.
Just my opinion though, so ignore all this if you disagree completely (as I'm sure many of you do! - and that's ok)
On the plus side, if I was going to rate every song based purely on how hot she looks in the sleeve notes, it would be
5/5 across the board

(Still love you Sarah! Despite giving one of your songs a 2.5!! Call me sometime babe

)
Rob.
(who doesn't expect a call)